Take control of your finances: 5 money saving tips!

by Melissa

One of the worst feelings is having out of control finances. Just a few years ago my husband and I nearly ate up all of our savings to sale our house in the crashed housing market. We had to move because of the military so there was no other option. We didn’t want to become landlords. With a few simple money savings tips {listed below} we got our savings built back plus some and you can too.

Take control of your finances! 5 money saving tips.

1. Shopping!  There are all kinds of stores that offer really cute budget friendly wears, accessories, shoes, etc. You don’t have to hit up the department stores every time you go out. Think outside the expensive and you might just find something you like.

2. Cleaning! Lets face it laundry detergent can get expensive and if you have more than just yourself that you wash clothes for you can go through a bottle in a hurry. One of the easiest ways to combat spending so much on cleaning supplies is to make your own homemade cleaning supplies.

3. Prioritize! Think about what you really need. Do you really need that new pair of super gorgeous really got to have them shoes? I know it’s hard but just back away. 😉 If you are trying to save some money start making a list of where you spend unnecessarily and you will find plenty of ways to save a few bucks.

4. Be Smart! Don’t go into a store without a plan of what you are going there to get, especially if you are trying to save money. If I go into a store without a list I’m coming out with 50 things that I didn’t even go there for. Happens every time! Make a list and stick to it.

5. Coupons! If you aren’t using them then you are missing out on a valuable money saving opportunity. I know it can take a bit to get use to and you don’t have to be an extreme coupon clipper. I’m definitely not of those, but make it a habit to check any store you plan to visit to find out if they have coupons available. Even if you are just doing the digital coupons you are still saving a great deal.

What are your best money saving tips?

 

Image credit: Tax Credits Adapted by: Me


20 comments

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20 comments

Jennifer March 1, 2014 - 7:44 PM

Coupons are my favorite! And I refuse to shop with out a list any more… I spend way too much otherwise

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Melissa Coleman March 2, 2014 - 3:26 AM

I know what you mean. I forgot my list the other day and felt lost.

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Kathe March 2, 2014 - 9:36 PM

Making a weekly menu helps to only buy what we need. IF Mr. B doesn’t come with me to get the groceries I can save even more LOL! Great tips Melissa!

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Melissa Coleman March 2, 2014 - 10:40 PM

Haha! I know exactly what you mean. I try to go when my daughter is at school if I can because she wants to get a little bit of this and a little bit of that. I need to get better at making a weekly menu and it would solve those nights were we are like what do you want to eat, I don’t know what do you want. lol

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Jessi @ Practically Functional March 2, 2014 - 10:21 PM

Awesome tips! I’m really bad about remembering to use coupons, but they can definitely save you tons of money so I really should get better!

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Melissa Coleman March 2, 2014 - 10:41 PM

I use to be a lot better at couponing. It takes a lot of work. I haven’t been as good since I started my blog. lol I do try to at least do the digital coupons if nothing else and definitely buy with the sales.

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Mama.Mommy.Mom. March 3, 2014 - 12:57 PM

I love making my own laundry detergent. I may try my own mix for the dishwasher too!

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Melissa Coleman March 3, 2014 - 2:53 PM

Yes, homemade supplies are great! 🙂

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Kendall Rayburn March 3, 2014 - 2:15 PM

Thank you so much for this! I need to re-evaluate my spending and where we can cut back. I used to coupon all the time and I was building a pretty decent stockpile but it just takes SO much time!

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Melissa Coleman March 3, 2014 - 2:51 PM

It does take a lot of time. I have cut back a lot on couponing like I use to. It hasn’t been an issue since my stockpile was built up pretty good but now it’s down to nearly nothing and I need to focus on rebuilding it. I stopped because I wanted to use everything up before we pcs but since we don’t know when that is going to be I need to at least build a few months supply worth.

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Deb Clem-Buckert March 3, 2014 - 3:42 PM

I’m trying to be really diligent when I go to the store to only shop off my list. Otherwise all kinds of strange things pop into my cart and I waste money.

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Melissa Coleman March 5, 2014 - 1:15 AM

Lists definitely help and sometimes it helps to go shopping by yourself. If I go with my daughter we definitely get extra snacks and goodies we could do without.

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Chrissy Boerman March 3, 2014 - 5:22 PM

I have been trying to get better at staying on my list. okay i am trying to get better at making a list. LOL. Thanks for the tips. i am going to try and rock this during march!

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Melissa Coleman March 5, 2014 - 1:16 AM

Lol…. Baby steps! I sometimes make great lists and then walk out the door without them. *face palm*

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Kathy Penney March 3, 2014 - 8:21 PM

These are great tips. For a long time we went around with no savings….so scary. We disciplined ourselves to get back on track. Pinned because I know others need these tips.

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Melissa Coleman March 5, 2014 - 1:17 AM

It is scary having no savings. We have been there and I don’t like it.

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Krysten Gautreaux March 3, 2014 - 9:28 PM

Coupons are the BEST. When I’m shopping online especially I never ever pay full price. I just Google till I find a coupon I can use!

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Melissa Coleman March 5, 2014 - 1:17 AM

I can’t stand to pay retail especially when I know that they always have sales/coupons. If they don’t this week they probably will next week.

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Cassie Tucker March 4, 2014 - 12:19 AM

I have found that meal planning, sticking to our list, and shopping the sales has saved a tremendous amount of money. I’m afraid to do coupons though because it would be to tempting to get something just because I have a coupon and that money does start to add up 🙂

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Melissa Coleman March 5, 2014 - 1:18 AM

Yeah that can be a problem. You could start with baby steps though and start just printing coupons or using digital coupons for only the items you know are on your list.

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